What types of life insurance does Amica offer?

Amica Life Insurance offers a diverse range of life insurance products designed to meet various needs and preferences. One of the primary types is term life insurance, which provides coverage for a specified period, typically 10, 15, 20, or 30 years. This type of policy is often chosen for its affordability and the ability to provide financial protection during key life stages, such as raising children or paying off a mortgage. Another option is whole life insurance, which is a type of permanent coverage. This policy not only provides lifelong protection but also accumulates cash value over time. The premiums remain level throughout the policyholder's life, making it easier to budget for long-term insurance needs. Amica also offers universal life insurance, which combines lifelong coverage with flexible premium payments and death benefits. Policyholders can adjust their premiums and death benefit amounts as their financial circumstances evolve. For those interested in a more specialized product, Amica provides additional options such as variable life insurance, which allows for investment opportunities within the cash value component. Potential customers are encouraged to explore the current Amica website for further details on these offerings and to find the best fit for their individual circumstances.