What happens to my life insurance policy if I move or travel abroad?

Asked 2 years ago
When a policyholder moves or travels abroad, the impact on their life insurance policy can vary based on the specific terms and conditions established by Amica - Life Insurance. Generally, life insurance policies remain in force regardless of the policyholder's location. This means that if you travel or relocate internationally, your policy coverage continues as long as you maintain the premium payments and adhere to the terms outlined in your contract. However, it is important to consider a few factors. First, some policies may have specific clauses that address international travel or residency, particularly if you plan to reside permanently in another country. In certain cases, the insurer might require you to inform them of your new address to maintain accurate records and ensure that your policy remains valid. Additionally, if you are moving to a different country, it is wise to review whether the coverage extends to that location, as there may be restrictions based on the country to which you move. It is also essential to evaluate how local laws in your new country may interact with your life insurance policy. Some regions might have regulations that affect your coverage or how benefits are paid out. It is advisable to review your policy documents for any stipulations related to living abroad and to be aware of how your benefits will be affected by your move. For more specific guidance or questions regarding individual policies during international travel or relocation, it could be helpful to check the current web page or resources provided by Amica - Life Insurance for detailed information.
Jeff Whelpley is the editor / author responsible for this content.
Answered Sep 3, 2025

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