Are pre-existing conditions covered by American Residential Warranty?

Asked 4 months ago
American Residential Warranty typically does not cover pre-existing conditions. A pre-existing condition refers to any issue or defect that occurred prior to the purchase of the warranty or was known by the homeowner before the policy activation. This policy is common among home warranty providers, as they aim to offer coverage for unexpected failures and repairs that arise during the warranty period, rather than existing problems that require attention at the time of contract signing. In many cases, American Residential Warranty will conduct inspections or require information about the home’s systems and appliances when the warranty is purchased. This helps to determine the condition of the items being covered. If a homeowner has questions about specific coverage related to pre-existing conditions or how certain items are evaluated, it might be useful to refer to the terms and conditions outlined in the warranty contract, which can provide detailed information on coverage limitations. For any questions not addressed in the contract, visiting the current website for American Residential Warranty may help direct you to the appropriate resources or contacts for further clarification.
Christian Allen is the editor / author responsible for this content.
Answered Jul 23, 2025

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