Are there any restrictions on cashback offers with American Express?

Asked 5 months ago
American Express offers various cashback rewards, but there are indeed some restrictions that customers should be aware of. The specific terms and conditions often depend on the type of card held, as well as the promotional offer in question. For example, certain cashback deals may only apply to purchases at selected retailers or within specific categories, such as groceries or travel. Additionally, there may be a cap on the amount of cashback that can be earned annually or per transaction. Moreover, cashback may not be applicable to all types of transactions, such as cash advances or balance transfers. Customers should also be mindful that some cashback offers may require activation or enrollment to qualify. For complete and up-to-date details regarding cashback eligibility and restrictions, it is advisable to consult the current web page dedicated to rewards and offers for the specific American Express card being used.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 19, 2025

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