What are the fees associated with using American Express Serve?

Asked 2 years ago
American Express Serve offers a variety of services, each with its corresponding fee structure. Generally, users may encounter several types of fees associated with using the Serve account. For instance, there is typically a monthly fee for maintaining the account, although certain account types may offer waivers if specific conditions are met, such as direct deposits. In addition to the monthly fee, users may also incur costs for cash reloads. These fees vary depending on the retailer or location where the reload occurs. Furthermore, if a user wishes to transfer funds to another bank account or a different prepaid card, there might be fees associated with money transfers as well. It is also important to note that while making purchases with the Serve card is often free, ATM withdrawals can incur fees that may depend on the ATM operator. For users seeking detailed and specific information tailored to their situation, visiting the official American Express Serve website is recommended. There, you can find the most accurate and up-to-date information regarding fees and services.
Christian Allen is the editor / author responsible for this content.
Answered Jun 30, 2025

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