Are there fees for ATM withdrawals with American Express Serve?

Asked 5 months ago
Yes, there are fees associated with ATM withdrawals when using an American Express Serve account. Typically, American Express Serve charges a fee for transactions at ATMs, which can vary based on various factors, including the ATM's network and whether it is in-network or out-of-network. In-network ATMs usually incur lower fees, while out-of-network ATMs may have higher withdrawal charges. It is important for customers to be aware that additional fees can also be charged by the ATM owner, which are independent of American Express Serve's fees. Therefore, when planning to use an ATM for cash withdrawals, users should take a moment to review the fee schedule associated with their Serve account, as well as any additional fees that could apply at the specific ATM they intend to use. For the most detailed and current information about ATM withdrawal fees, users are encouraged to check the official American Express Serve website. There, one can find the latest fee structures and other important account details.
Christian Allen is the editor / author responsible for this content.
Answered Jun 30, 2025

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