How Do I Start Gaining Points with Chase?

Thanks to the Chase Ultimate Rewards program, you can earn points when you use your qualifying Chase credit card and later use those points to make purchases. If you want to get the most out of this program, read on to learn how to gain as many points as you can.

Earning Chase Points

In general, you can earn points by making purchases in the following categories:

• Airline tickets
• Car rentals
• Department stores
• Restaurants
• Drug stores
• Gyms
• Grocery stores
• Gas stations
• Home improvement stores
• Hotels
• Insurance
• Internet
• Local transit
• Movies
• Office supply stores
• Shipping
• Social media advertising
• Utilities
• Wholesale clubs

Keep in mind that not all purchases made in these categories will qualify for points. If the merchant lacks the relevant merchant codes or payment processing technology, the purchase will earn no points.

As a general rule, every dollar you spend in any of these categories will earn you one point. That can change depending on the kind of card you have, though.

Earning More Points with the Right Cards

Every Chase card has its own special points rewards.

• Chase Sapphire Preferred: Earn 2-5 points per dollar spent on travel and hotels and 3 points per dollar on dining. Earn 60,000 points if you spend $4,000 or more in the first three months you have the account.
• Chase Sapphire Reserve: Earn 5 points per dollar spent on flights and 10 on hotels and car rentals. Earn 50,000 points for spending $4,000 in the first three months.
• Southwest Rapid Rewards Plus: Earn 2 points per dollar spent on Southwest purchases and up to 100,000 points for making enough qualifying purchases.
• Southwest Rapid Rewards Priority: Earn 3 points per dollar spent on Southwest purchases and up to 100,000 points for making enough qualifying purchases.
• Southwest Rapid Rewards Premier: Earn 3 points per dollar spent on Southwest purchases, 6,000 anniversary points per year and up to 100,000 points for making enough qualifying purchases.
• United Explorer: Earn 2 points per dollar spent on United purchases, hotels and dining. Earn up to 40,000 points for making enough qualifying purchases.
• United Quest: Earn 3 points per dollar spent on United purchases and 2 points for all other travel. Earn up to 80,000 points for making enough qualifying purchases.
• Marriott Bonvoy Bold: Earn 14 points per dollar spent at participating Marriot Bonvoy hotels. Earn 60,000 points for spending $2,000 in your first three months.
• Marriott Bonvoy Boundless: Earn 17 points per dollar spent at participating Marriot Bonvoy hotels. Earn 125,000 points for spending $5,000 in your first three months.
• World of Hyatt: Earn 4 points per dollar spent at Hyatt hotels, which increases to 5 points per dollar if you're a World of Hyatt member. Earn 30,000 points if you spend $3,000 in your first three months.
• IHG Rewards Club Premier: Earn up to 25 points for every dollar spent at IHG hotels and 150,000 points if you make $3,000 worth of purchases in the first three months.

What Are Chase Points Worth?

When you redeem Chase points shopping on Amazon, each point is worth 0.8 cents. Each point is worth 1 cent when you use them for cash back. Using points on travel can mean that each point is worth 1.5 cents or even more.

Contacting Chase

To contact Chase, you can call their customer service number or ask for help on the forum.