Can I obtain a mortgage with a low credit score through Chase?

Asked 5 months ago
Obtaining a mortgage with a low credit score through Chase Home Finance can be more challenging, as most lenders tend to prefer borrowers with higher credit scores due to the perceived risk. However, Chase does offer a range of mortgage products that may be available to individuals with varying credit profiles. It is important to note that a low credit score may result in higher interest rates or more stringent borrowing terms. Chase may consider other factors in addition to credit scores, such as the individual's income, employment history, and the overall financial picture. Additionally, there are specific programs and options that cater to first-time homebuyers or those seeking to improve their credit situation, which could be relevant. Individuals interested in exploring their options with Chase are encouraged to conduct thorough research on their current offerings, as the specifics may vary. To find the most accurate and updated information regarding eligibility requirements and mortgage options for those with low credit scores, it would be beneficial to review the appropriate section of the chase.com website or contact them directly for detailed guidance.
Christian Allen is the editor / author responsible for this content.
Answered Jul 14, 2025

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