What is Zions Bank's policy on overdraft fees?

Asked 4 months ago
Zions Bank's policy on overdraft fees typically involves assessing a fee when an account holder spends more money than what is available in their account. This means that if a transaction occurs and the balance is insufficient to cover it, the bank may allow the transaction to go through, resulting in an overdraft. In such cases, an overdraft fee is usually charged to the account holder. However, Zions Bank may offer different options for managing overdraft protection, which can include linking to a savings account or a line of credit, thereby potentially reducing or eliminating overdraft fees. It is important for customers to understand their specific account terms, as fees and policies may vary based on the type of account held. To obtain the most accurate and up-to-date information regarding overdraft fees and protection options, it is advisable for customers to consult Zions Bank's official website. There, they can find detailed resources and contact information tailored to address their specific inquiries.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 25, 2025

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