What are the fees for using Xoom?

Asked 2 years ago
The fees for using Xoom can vary based on several factors, including the destination country, the payment method, and the amount being sent. Typically, when sending money internationally with Xoom, the sender may encounter different fee structures depending on whether they choose to pay with a bank account, debit card, or credit card. Generally, sending money through a bank account tends to incur lower fees compared to sending with a debit or credit card, which may have higher costs associated with them. Additionally, Xoom often charges a percentage-based fee on the transaction amount, and this fee can also fluctuate depending on the current exchange rates and any special promotions that may be in effect. For example, when sending money in larger amounts or when using specific payment methods, users might find that the fees change accordingly. It is also important to note that while Xoom generally advertises fees upfront during the transaction process, additional costs may apply based on how the recipient chooses to receive the funds, such as cash pickups or bank deposits. Users are encouraged to review the fee details during the transaction process, as they will have the opportunity to see both the fees and the expected delivery time before finalizing the transaction. For the most accurate and up-to-date information regarding fees and charges associated with using Xoom, visiting the current web page is a great way to gain clarity on all potential costs involved.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 16, 2025

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