What should I do if I lose my debit or credit card?
If an individual loses their debit or credit card, it is important to act swiftly to protect their financial information and prevent unauthorized transactions. The first step is to locate the card, if possible, as it may have been misplaced. However, if the card cannot be found, the next course of action should be to report the loss immediately. Although Winona National and Savings Bank does not provide direct methods for reporting card loss, individuals can typically find information on the bank's website regarding how to report a lost card.
In addition to reporting the loss, it may also be prudent to monitor account statements regularly for any suspicious activity. After reporting the loss, the bank usually has procedures in place to issue a replacement card. Once the new card is received, individuals should update any recurring payments linked to the old card. Finally, consider setting up alerts on the account for added security. Being proactive can help mitigate any potential risks associated with a lost card.

Answered Oct 19, 2025
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