Are there any exemptions from the requirement to have health insurance?

Asked 2 years ago
The Washington Health Benefit Exchange recognizes that certain individuals may qualify for exemptions from the requirement to have health insurance. These exemptions generally include situations where individuals cannot afford coverage or are facing particular life circumstances. For instance, individuals may be exempt if they are experiencing financial hardship or if they are members of specific groups, such as religious exemptions or if they are experiencing homelessness. Additionally, the health exchange offers information regarding exemptions for certain income levels, such as those whose income falls below the federal tax filing threshold. Individuals may also qualify for exemptions if they experience a short gap in coverage or if they are not citizens or lawful residents. It is important for individuals seeking to understand their eligibility for specific exemptions to explore the resources available on the current web page of the Washington Health Benefit Exchange. This will provide informative, updated details and guidance on how to apply for any available exemptions based on personal circumstances.
Jeff Whelpley is the editor / author responsible for this content.
Answered Sep 15, 2025

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