What is the average time to get a loan approval?

Asked 4 months ago
The average time to get a loan approval from Wachovia Dealer Services can vary based on several factors, including the applicant’s credit history, the type of loan being requested, and the completeness of the application submitted. Generally, for auto loans, customers may expect a response within a few hours to a couple of days. Factors such as whether the loan is being requested through a dealership or directly can also influence the timeline. Applications submitted with all necessary documentation are often processed more swiftly. It is important to keep in mind that delays can occur during peak times or if additional information is required for verification. For the most accurate and specific information regarding loan approval times, it may be helpful to consult the current web page for Wachovia Dealer Services, which may provide additional insights or updates.
Jeff Whelpley is the editor / author responsible for this content.
Answered Aug 5, 2025

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