What is the credit limit for a Virgin Credit Card?

Asked 2 years ago
The credit limit for a Virgin Credit Card can vary significantly depending on several factors, including an individual's creditworthiness, income, financial history, and the specific card product chosen. Typically, the minimum credit limit may start around a few hundred pounds, while for those with excellent credit ratings, the limit could be considerably higher, potentially reaching several thousand pounds. It is important to note that the credit limit is determined by Virgin Credit Card (UK) upon approval of the application, and it may not be the same for all cardholders. Individuals looking to apply for a credit card may find that their credit limit can also be adjusted later, based on their spending habits and payment history. Responsible use of the card and timely payments can sometimes result in the opportunity for an increase in the credit limit. For specific details on credit limits associated with different types of Virgin Credit Cards, it may be beneficial to visit the current Virgin Money UK PLC website, which provides comprehensive information and resources.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 6, 2025

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