How long does it take to receive benefits after filing a claim?

Asked 2 years ago
The timeframe for receiving benefits after filing a claim with Unum can vary depending on several factors, including the type of insurance policy and the specific circumstances surrounding the claim. Generally, once a claim is submitted, Unum will conduct a thorough review, which may involve collecting necessary documentation and medical information. It is important to note that this process can take several weeks, and delays may occur if additional information is required or if there are complexities in the case. Typically, claimants can expect to receive a decision on their claims within a few weeks to a couple of months, but this is not a strict timeline. Factors such as the promptness of submitted documents and the nature of the claimed condition can all influence the speed of the processing. For the most precise information regarding a specific claim, claimants may want to refer to the current Unum website for resources or insights related to their individual situation.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 14, 2025

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