Are there any fees associated with University Federal Credit Union accounts?

University Federal Credit Union offers a range of accounts, each with its own structure of fees. While many services are provided without a charge, there are certain fees that members should be aware of. Common fees may include fees for account maintenance on specific account types, overdraft protection, returned items, and wire transfers. For instance, if an account balance falls below a specified minimum, a monthly maintenance fee may be applied. Additionally, if a member wishes to conduct more transactions than are allowed for free, they might incur fees for those extra transactions. It is important to note that University Federal Credit Union is dedicated to transparency. Members can often find detailed information regarding fees associated with various accounts in the disclosures provided at account opening, or by visiting the UFCU website. This website offers up-to-date information on account terms, fees, and any promotional accounts that might be available. Before opening an account or utilizing specific services, members are encouraged to review the fee structure carefully to understand what charges may apply. For specific inquiries on fees related to particular accounts or services, visiting the official website is a good option to gather the most accurate and current information. Understanding these fees can help members make informed decisions regarding their banking needs.