Are pre-existing conditions covered by the insurance?

Asked 4 months ago
Trip Mate's approach to pre-existing conditions generally involves a few key considerations. Typically, pre-existing conditions are those medical issues that an individual has received treatment for or experienced symptoms of prior to purchasing travel insurance. Each insurance plan may have different terms regarding the coverage of such conditions. It is quite common for travel insurance providers to limit or exclude coverage for these pre-existing conditions unless certain criteria are met. For example, some plans may offer a waiver for pre-existing conditions if the insurance policy is purchased within a specified time frame following the initial trip deposit. This is known as the "look-back period," which allows coverage for certain medical conditions that were stable for a specific duration prior to the trip. Individuals should carefully examine the specific terms of their chosen policy to understand any limitations or exclusions related to pre-existing conditions. To get the most accurate and detailed information about how pre-existing conditions are handled, it is advisable to review the policy documents associated with the specific plan in question. Trip Mate often provides clear policy outlines on their website that can assist travelers in making informed decisions. For additional clarification or questions, individuals can look for contact information on the current webpage of Trip Mate.
Jeff Whelpley is the editor / author responsible for this content.
Answered Aug 20, 2025

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