Can I redeem my savings bonds through TreasuryDirect?

Asked 4 months ago
TreasuryDirect.gov is primarily designed for the purchase and management of U.S. treasury securities, such as savings bonds, while they are in digital form. However, if you are looking to redeem your savings bonds, you will need to consider a couple of factors based on whether they are paper bonds or digital bonds. If the savings bonds you own are electronic and were purchased through TreasuryDirect, you can indeed redeem them through your TreasuryDirect account. The process typically involves logging into your account, navigating to the section that allows you to redeem your bonds, and following the provided instructions. On the other hand, if your savings bonds are in paper form, you cannot redeem them through TreasuryDirect. Paper bonds must be redeemed in person at a financial institution or at a local Treasury Financial Center. It is also worth noting that savings bonds have specific maturity periods and may have redemption penalties if cashed in before a certain time. For the most accurate information and up-to-date details, it is advisable to refer to the relevant sections on the TreasuryDirect.gov website. This will provide you with comprehensive guidance on the redemption process.
Christian Allen is the editor / author responsible for this content.
Answered Aug 20, 2025

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