What investment options are available with your variable annuities?

The Variable Annuity Life Insurance Company, commonly known as VALIC, offers a variety of investment options within its variable annuity products. These options are designed to meet the diverse financial goals and risk tolerances of clients. Generally, the investment choices available may include a range of underlying subaccounts, which can consist of equity funds, fixed income funds, and balanced funds. Equity funds typically invest in stocks and may focus on different sectors, such as large-cap or small-cap, in domestic or international markets. These funds may offer the potential for higher long-term returns, but they also come with a higher level of risk. Fixed income funds, on the other hand, invest in bonds and other debt instruments, aiming to provide more stable returns with less volatility compared to equity funds. Balanced funds invest in a mix of both equities and fixed income securities, which can help to provide a moderate level of risk and return. In addition to these traditional investment options, VALIC may also offer specialized funds that focus on particular investment strategies or themes, such as socially responsible investing or target-date funds, which adjust their asset allocation based on the investor's target retirement date. It is advisable for potential investors to carefully review the prospectus and other informational materials associated with specific variable annuity products to understand the precise investment options available, along with their associated risks and costs. For the most accurate and updated information on the investment options within VALIC’s variable annuities, interested individuals may want to explore the current web page.