Will I accumulate points with my Target Card on every purchase?

Asked 5 months ago
Target Card holders can earn rewards on eligible purchases made with their card. Specifically, when using a Target RedCard, which includes the debit and credit card options, customers typically receive a five percent discount on purchases made at Target stores and on target.com. However, it is important to note that the Target RedCard does not operate on a traditional points system. Instead, the five percent discount effectively serves as a savings incentive for cardholders at the time of purchase, rather than accumulating points for future redemption. Additionally, Target occasionally offers special promotions or ways to earn bonus points through specific purchases or events. It would be beneficial for cardholders to regularly check the Target website or the Target app for the latest updates regarding promotions that could lead to additional savings or rewards opportunities. For more detailed information on qualifying purchases and any specific promotions, customers may want to review the current terms available on the Target Card webpage. This will provide the most accurate and up-to-date guidelines regarding earning rewards and discounts with their Target Card.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jul 9, 2025

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