What types of accounts can I open with TD Waterhouse?
TD Waterhouse offers a variety of account types to cater to different investing needs and goals. One of the primary options is the self-directed account, which allows investors to manage their own investments and decisions independently. This can include Tax-Free Savings Accounts (TFSAs) that provide tax advantages on investment income, and Registered Retirement Savings Plans (RRSPs), which are designed to help individuals save for retirement with tax-deferred growth.
Additionally, TD Waterhouse provides accounts for education savings, such as the Registered Education Savings Plan (RESP), enabling families to save for their children's post-secondary education. There are also margin accounts that allow investors to borrow funds to invest, thereby increasing their purchasing power.
Furthermore, TD Waterhouse offers custodial accounts for minors, enabling parents or guardians to manage investments on behalf of their children. To learn more about all available account types and any specific details on requirements, it is advisable to visit the official TD Waterhouse website for the latest information and guidance.

Answered Jul 18, 2025
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