What options are available for overdraft protection?

Stillwater National Bank offers several options for overdraft protection to help customers manage their accounts and avoid potential overdraft fees. One common option is linking a savings account to a checking account. If a transaction exceeds the available balance in the checking account, funds can be automatically transferred from the savings account to cover the difference. This option allows customers to avoid overdraft fees while providing a safety net for their checking account. Another option might be an overdraft line of credit. This credit facility can automatically cover transactions that exceed the account balance, up to a predetermined limit. This option can offer customers immediate access to funds in case of emergencies or unexpected expenses, though it may come with interest charges on the borrowed amount. Some banks may also offer courtesy overdraft protection, which allows transactions to be approved even if the account balance is insufficient. This service typically entails fees for each transaction that goes into overdraft. For the most accurate and up-to-date information regarding the specific options available at Stillwater National Bank, it is advisable to visit their official website or refer to their customer service resources.