Is travel insurance recommended?

Asked 2 months ago
Travel insurance is generally recommended for travelers participating in trips organized by Smithsonian Journeys, as it can provide significant peace of mind and financial protection against unexpected events. While Smithsonian Journeys often prepares comprehensive itineraries, unforeseen circumstances such as trip cancellations, medical emergencies, or travel delays can occur. Travel insurance can help mitigate potential financial losses in these situations. Furthermore, coverage options may vary, and travelers may find policies that specifically address their needs, whether that includes coverage for medical emergencies, trip cancellation, lost luggage, or other travel-related issues. It is important for travelers to review their existing health insurance and credit card benefits to see if they already have coverage that applies to their trip. While Smithsonian Journeys does not require travel insurance, it is a prudent choice for many travelers to ensure a smooth experience. Travelers interested in this topic may consider visiting the current web page for more information on recommended insurance options and important travel tips.
Christian Allen is the editor / author responsible for this content.
Answered Oct 19, 2025

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