How often should I review my insurance needs?

Asked 3 months ago
It is generally advisable to review your insurance needs at least once a year. This annual review allows you to reassess your coverage in light of any changes in your personal circumstances, such as marriage, the birth of a child, or purchasing a new home. Life events can significantly impact your insurance requirements. In addition to the annual check-up, it is wise to review your insurance whenever you experience major financial changes or responsibilities, such as changes in employment, retirement, or the acquisition of significant assets. Adjusting your coverage can ensure that you are adequately protected and not paying for unnecessary policies. Maintaining an open dialogue about your needs and goals is also beneficial, as this can help inform your insurance decisions over time. For personalized guidance tailored to your specific situation, one may look for contact information on the current website of Secured Health and Life.
Jeff Whelpley is the editor / author responsible for this content.
Answered Sep 9, 2025

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