Are Scottish Widows policies available to non-UK residents?

Asked 2 years ago
Scottish Widows primarily provides financial products and services to residents of the United Kingdom. Generally, their policies, including investments, pensions, and insurance offerings, are tailored for the UK market and its regulatory requirements. Non-UK residents might face restrictions when attempting to apply for or purchase certain policies due to these regulations. It is important to note that policies designed for UK residents often include specific benefits and features that may not be as relevant or available to individuals living outside the UK. Additionally, foreign customers may encounter tax implications, currency risks, and varying legal considerations that are unique to their respective jurisdictions. For individuals considering whether they can obtain a Scottish Widows policy while residing outside the UK, it may be beneficial to thoroughly review the specific products and terms outlined on the Scottish Widows website. This will provide detailed information about eligibility and specific offerings. If there are still uncertainties, seeking advice from a financial expert familiar with cross-border financial services could also be advantageous to ensure informed decision-making.
Jeff Whelpley is the editor / author responsible for this content.
Answered Sep 15, 2025

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