What is the credit limit on an RBS Mastercard?
The credit limit on an RBS Mastercard can vary significantly based on several factors, including an individual's creditworthiness, income, and financial history. Each applicant is assessed during the application process, and the issued limit is determined accordingly. Generally, RBS Mastercard aims to offer limits that align with the applicant's ability to repay, ensuring responsible borrowing practices.
New cardholders may initially be given a lower limit, which can increase over time as they demonstrate responsible usage and timely payments. Customers can regularly review their spending and repayment patterns to gauge whether they may be eligible for a credit limit increase in the future. It is also advisable to maintain a good credit score, as this can positively influence future credit limit adjustments.
For the most accurate and specific details regarding an individual's credit limit or any related queries, it may be beneficial to consult the current information available on the RBS website or the terms provided during the application process.

Answered Aug 3, 2025
Need further help?
Type out your followup or related question and we will get you an answer right away.
Need to contact RBS Mastercard (UK)?
If you need to talk to RBS Mastercard (UK) customer service, now that you have the answers
that you needed, click the button below.
Contact RBS Mastercard (UK)