What is your overdraft policy?

Provident Bank offers an overdraft policy designed to help customers manage their accounts effectively. The policy typically allows for transactions to be processed even if the account balance falls below zero, up to a certain limit. This can provide an added layer of financial flexibility for customers who may inadvertently overdraw their accounts. It is important to note that overdraft protection may come with associated fees, and these fees can vary based on account type and specific terms set by Provident Bank. Customers may have the option to enroll in an overdraft protection program, which can link their checking account to a savings account or line of credit. This could potentially minimize fees or prevent overdrafts altogether when sufficient funds are not available. Additionally, it is advisable for customers to monitor their account balances regularly and utilize online banking features, such as alerts, to stay informed about their account status. For the most accurate and detailed information regarding the specific terms of the overdraft policy, it is best to visit the Provident Bank website, where current information can be found.