Can I reinstate a lapsed life insurance policy?

Reinstating a lapsed life insurance policy with Protective Life is generally possible, but certain conditions must be met. Usually, the policyholder needs to request reinstatement within a specific time frame, which is often within three to five years of the policy lapsing. In addition to making this request, the policyholder may be required to provide proof of insurability, which could involve completing a new application or undergoing a medical examination. There might also be a requirement to pay any outstanding premiums along with interest to bring the policy back into active status. It is important to check the specific terms and conditions related to reinstatement outlined in the policy document, as these can vary by contract. Additionally, for personalized information specific to an individual's situation, a review of the current guidelines on the Protective Life website can offer clarity on their reinstatement process and requirements.