What types of insurance policies does Principal Financial offer?

Principal Financial offers a variety of insurance policies designed to meet the diverse needs of individuals and businesses. Among the most common types are life insurance policies, which include term life and permanent life insurance options. Term life insurance provides coverage for a specified period, typically ranging from ten to thirty years, while permanent life insurance offers lifelong coverage and includes a cash value component that can accumulate over time. In addition to life insurance, Principal Financial also provides disability income insurance. This policy offers financial protection by replacing a portion of an individual’s income if they become unable to work due to a qualifying disability. This type of insurance is particularly important for individuals who rely on their earnings to support their families and meet financial obligations. Another important offering from Principal Financial is long-term care insurance, designed to assist individuals with the costs associated with long-term care services. This can include home care, assisted living, or nursing home care. Principal Financial focuses on helping individuals plan for their future, and long-term care insurance helps mitigate the costs of these services. To explore additional insurance products or get details on specific policies, it is advisable to visit Principal Financial's official website. There you can find further information, including contact details for inquiries regarding specific insurance offerings.