What should I do if I suspect fraud on my account?

If an individual suspects fraud on their PerkStreet account, it is important for them to act quickly to mitigate any potential damage. First, they should carefully review their recent transactions to identify any unauthorized charges or suspicious activity. This includes examining all deposits, withdrawals, and purchases to ensure they recognize each transaction. Once any fraudulent activity is identified, the next step is to secure the account. This may involve changing the account password and enabling any additional security measures available, such as two-factor authentication if applicable. Keeping an eye on their account for any further unauthorized activity is also advisable during this period. The individual should report the suspected fraud immediately. Although it is recommended to consult the official PerkStreet website for the correct contact information, typically the next step involves reaching out to customer service or fraud prevention teams. They can guide the individual through the process of disputing the fraudulent charges and may investigate the matter further. Additionally, the individual may want to monitor their credit report and consider placing a fraud alert or credit freeze, depending on the severity of the situation. Staying vigilant and proactive is key in such scenarios, as it can help to protect personal information and finances effectively. Keeping a record of all communications regarding the issue can also be beneficial as it ensures that all actions taken are documented properly.