Are there any specific guidelines for eligible medical expenses with my account?

Asked 5 months ago
OptumHealth Bank has established specific guidelines regarding eligible medical expenses for accounts such as Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs). Generally, eligible medical expenses include a range of goods and services that are used for medical care, which may help in diagnosing, treating, or preventing illnesses or conditions. These can include doctor visits, prescription medications, hospital care, dental and vision care, certain over-the-counter products, and various medical procedures. However, it is crucial to understand that not all expenses may qualify. For instance, costs related to cosmetic procedures, health club memberships, and general wellness products are typically not eligible. The best way to identify which expenses are eligible would be to refer to the guidelines provided by OptumHealth Bank. It is advisable to check the current web page for detailed information and criteria governing eligible medical expenses, as these may change or be updated periodically. This resource can provide accurate insights tailored to your specific account type and personal circumstances.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jun 22, 2025

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