Navient loans can have a range of interest rates, which vary depending on several factors including the type of loan, the date the loan was disbursed, and the borrower's credit profile. Typically, federal student loans through Navient have fixed interest rates set by the federal government, while private loans may have variable or fixed rates determined by the lender based on the borrower's creditworthiness and other factors. It is important for borrowers to review their specific loan agreements, as these documents outline the exact interest rates applicable to their loans. For current and accurate information, including potential options for interest rate adjustments, it is advisable to refer to the Navient website or specific loan documentation.
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