Is my policy still valid if I let someone else drive my car?

Asked 2 years ago
NRMA Insurance typically allows policyholders to have other drivers operate their vehicle as long as those drivers are licensed and meet the necessary criteria outlined in the policy documents. However, there are important factors to consider. If the other driver is not specified as an authorized driver on the policy or if they do not hold a valid driving license, this could potentially affect the validity of the coverage. Furthermore, certain restrictions, such as age or driving history, may apply based on the specific terms of the policy. It is wise for policyholders to review their policy documents to find detailed information regarding coverage for additional drivers. Should circumstances change, such as a claim being filed, the policy may be scrutinized more closely to ensure eligibility. For the most accurate advice tailored to individual situations, policyholders are encouraged to check the NRMA website for the current guidelines or reach out with specific policy inquiries.
Adam Goldkamp is the editor / author responsible for this content.
Answered Aug 15, 2025

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