How does NJM handle policy renewals?

NJM Insurance Group typically manages policy renewals in a structured manner to ensure that policyholders remain informed about their coverage and any changes that may occur. Generally, NJM sends out renewal notifications ahead of the policy expiration date. These notifications include important information regarding any revisions to premium rates, terms, or conditions of the policy. Policyholders have the opportunity to review their renewal information and make necessary adjustments or updates to their coverage. This process allows individuals to consider changes in their personal circumstances or needs, which might affect the type or amount of coverage required. If a policyholder wishes to continue with the same coverage, they usually have the option to simply accept the renewal terms as presented. It is advisable for policyholders to review their entire policy, including any discounts that may apply or any changes in the underwriting guidelines that could impact their rates. For specific details regarding the renewal process or to understand any unique aspects related to an individual policy, it is always recommended to refer to the current NJM website for the most accurate and up-to-date information pertaining to one’s own policy.