Do I need to provide any medical information to get a quote for health insurance?

Asked 2 years ago
When seeking a quote for health insurance from Legal & General Insurance, the requirement for medical information can vary depending on the specific insurance product being considered. Generally, when requesting a quote, individuals may be asked to provide basic personal details and, in some cases, a general overview of their health status. This could include questions about pre-existing medical conditions, current health issues, lifestyle factors such as smoking, and family medical history. However, for a preliminary quote, many insurance providers, including Legal & General Insurance, strive to make the process as straightforward as possible, often allowing individuals to receive estimates without extensive medical disclosures at the outset. It is important to understand that if you choose to proceed with a particular health insurance plan, a more comprehensive medical assessment may be necessary before the completion of the application process, especially for certain insurance products such as life or critical illness cover. Individuals interested in obtaining a specific quote should expect to check the Legal & General Insurance website for precise details about the information required for the products they are interested in. The website will often provide guidance on what information is needed and the reasons behind collecting it, ensuring clarity and transparency in the quote process.
Christian Allen is the editor / author responsible for this content.
Answered Jul 23, 2025

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