What investment options are available in the retirement plan?

JPMorgan Retirement Plan Services typically offers a diverse range of investment options designed to help participants tailor their retirement savings according to their personal goals, risk tolerance, and investment preferences. These investment options can include various asset classes, including stocks, bonds, and cash equivalents. Many plans provide access to mutual funds, which can offer diversification across different sectors and regions. These mutual funds might include actively managed funds, where professional managers make investment decisions, as well as index funds that track specific market indices. In addition, there can be options for target-date funds. These funds are designed to automatically adjust their asset allocation based on the anticipated retirement date of the participant, becoming more conservative as that date approaches. Participants may also have access to company stock as an investment option, allowing them to invest directly in the organization they work for. Some plans may include self-directed brokerage accounts, giving participants the flexibility to invest in a broader array of assets beyond the standard offerings. It is important for participants to review the specific investment options available in their individual retirement plan, paying attention to the associated risks, fees, and historical performance. This information is often outlined in the plan's investment menu or prospectus. For more detailed information, individuals may wish to refer to the current web page provided by JPMorgan Retirement Plan Services.