What fees might I encounter?

Iowa Community Credit Union, like many financial institutions, has a variety of fees that members may encounter depending on the services they use. It is important to note that fees can vary based on specific accounts, products, or services. Common fees that members might experience include monthly maintenance fees for certain checking or savings accounts, which are often waived if specific conditions, such as maintaining a minimum balance, are met. There may also be fees associated with overdrafts, wire transfers, or non-sufficient funds, which occur when an account does not have enough funds to cover a transaction. In addition to these, Iowa Community Credit Union might charge fees for using ATMs outside of their network, which could result in a convenience fee from both the credit union and the ATM owner. Fees may also apply for services such as loan late payments or account research. To get detailed and up-to-date information on specific fees, members are encouraged to review the terms and conditions associated with their accounts or visit the current web page of Iowa Community Credit Union for further insight.