Are pre-existing conditions covered by your policies?

Asked 3 months ago
InsureandGo USA policies may include specific provisions regarding pre-existing conditions, but coverage can vary significantly based on the type of plan purchased and the individual circumstances. Generally, pre-existing conditions are medical conditions that existed prior to the purchasing of a travel insurance policy. It is important to understand how these conditions may affect coverage when traveling. InsureandGo USA typically offers plans with varying degrees of coverage for pre-existing conditions. Some plans may include limited coverage for certain pre-existing conditions if specific conditions are met, such as obtaining a medical professional's approval or if the condition has been stable for a designated period before the trip. It is worth noting that many plans might exclude coverage for more serious or acute pre-existing conditions entirely. To find the most accurate and detailed information regarding how pre-existing conditions are treated, it is advisable to carefully review the policy documents. These documents will outline the terms, conditions, and exclusions associated with coverage for pre-existing conditions. This is a crucial step to ensuring that travelers are fully aware of what is covered under their policy. Additionally, for further clarification and specific queries, travelers may consider looking on the current InsureandGo USA web page where they can typically find useful contact information or have access to customer service resources. It is always a good idea to be well-informed and prepared before traveling, especially if you have pre-existing health concerns.
Christian Allen is the editor / author responsible for this content.
Answered Aug 29, 2025

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