Do I need travel insurance if I have existing health insurance?

Having existing health insurance is certainly a positive step in protecting yourself during travel; however, it may not provide complete coverage for all travel-related issues. Travel insurance is a specialized form of insurance designed to address unique risks associated with travel, such as trip cancellations, lost baggage, or emergency evacuations. While your health insurance may cover certain medical expenses incurred during your trip, it could have limitations, such as not covering international travel, limited emergency care, or the costs associated with returning home in case of an emergency. Travel insurance typically offers additional benefits that standard health insurance does not encompass. For example, it may include trip interruption coverage if your plans change unexpectedly, as well as coverage for travel delays and non-medical emergencies. Therefore, evaluating the specific protections you may need for your travel plans is advisable. It is always wise to thoroughly review the policies of both your health insurance and any potential travel insurance to ensure you are adequately covered during your journey. For detailed information about available travel insurance options, visiting the InsureMyTrip.com website could be helpful.