Will taking the course reduce my insurance premium?

Asked 5 months ago
Taking a defensive driving course, such as the ones offered by I Drive Safely, may indeed help in reducing your insurance premium. Many insurance companies provide discounts to drivers who complete an approved defensive driving course. This is because such courses are designed to enhance safe driving skills and reduce the likelihood of accidents, which can lead to lower risk assessments by insurance providers. However, the discount policies vary from one insurance company to another, and some may have specific requirements that need to be met for the discount to apply. For example, the course must typically be state-approved or meet particular safety standards recognized by the insurer. It is advisable for individuals to check with their respective insurance companies regarding the specifics of any potential discounts related to completing a defensive driving course. Furthermore, looking on the current web page for further information could provide valuable insights into how I Drive Safely is recognized by various insurance providers. Ultimately, participating in a defensive driving course not only promotes safe driving habits but can also lead to potential savings on insurance premiums.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jun 21, 2025

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