Can I continue to see my current healthcare provider if they do not accept Humana insurance?

Asked 2 years ago
If a healthcare provider does not accept Humana insurance, continuing to see that provider may pose some challenges. Generally, insurance plans have a network of providers with whom they have agreements. If your provider is out of network and you choose to continue seeing them, you may be responsible for a larger portion of the costs or even the entire fee for services rendered. It is crucial to review the specific details of your Humana plan, as some plans may offer limited out-of-network coverage. This means that even if a provider is not in the Humana network, there could still be some reimbursement for the services, but it typically will be less favorable than using an in-network provider. If you are uncertain about your options, you might want to consider exploring Humana's web page or member resources to find information relevant to your specific insurance plan. This can help clarify your benefits regarding out-of-network providers. Ultimately, the decision to continue with your current provider will depend on your personal preference, the cost implications, and the availability of in-network providers who can meet your healthcare needs.
Adam Goldkamp is the editor / author responsible for this content.
Answered Jun 17, 2025

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