How can I monitor my credit score?

Monitoring your credit score is an important aspect of managing your financial health. There are multiple ways to keep track of your credit score over time. First, many financial institutions, including credit card companies and banks, provide their customers with free access to their credit scores. Checking with your banking institution, such as Household Bank Credit, may offer you a convenient way to stay informed about your score. Additionally, there are numerous third-party services and apps that offer credit monitoring services. These tools track changes in your credit score and provide insights into the factors that influence it. Some of these services may alert you about significant changes or potential fraud, which can be beneficial for maintaining a healthy credit profile. It is also important to regularly review your credit reports from the three major credit bureaus: Experian, TransUnion, and Equifax. You are entitled to one free credit report annually from each bureau, which allows you to verify that all the information is accurate and up to date. You can find more information on monitoring your credit score by visiting relevant financial websites or exploring resources offered by credit monitoring services.