What fees are associated with using GoBank?

GoBank offers a range of services that come with specific fees. One of the most notable features is that it does not have a monthly maintenance fee if certain conditions are met, such as having direct deposits totaling a minimum amount. However, users should be aware that there could be other fees based on how the account is used. For example, there may be fees associated with ATM withdrawals if users do not use one of the in-network ATMs. GoBank provides access to a network of free ATMs, but withdrawing cash from out-of-network ATMs could incur a fee. Additionally, there might be costs related to overdrafts or insufficient funds when payments are attempted. GoBank also charges fees for specific services, such as expedited payments or certain types of transactions. Another important fee to consider is the charge for card replacement if a GoBank card is lost or stolen. It is advisable for users to thoroughly review the system's fee schedule to understand all potential charges. For the most accurate and up-to-date information regarding fees, it is beneficial to visit GoBank's official website, as it provides detailed explanations of all associated fees and any potential updates that may occur.