What types of life insurance policies does Garden State Life Insurance Company offer?

Garden State Life Insurance Company provides a variety of life insurance policies designed to meet different needs and preferences. They typically offer term life insurance, which provides coverage for a specific period, making it an affordable option for individuals seeking temporary protection. This type of policy usually pays a death benefit if the insured individual passes away during the term, offering peace of mind for families with financial obligations. Additionally, Garden State Life also offers whole life insurance, which offers lifelong coverage as long as premiums are paid. This policy type includes a savings component that builds cash value over time, providing policyholders with more flexibility and financial options. Another policy often available is universal life insurance, which is a flexible policy that combines a death benefit with a cash value that can grow based on a credited interest rate. It allows policyholders to adjust their premiums and coverage amounts while accumulating cash value. For more specific details regarding their unique offerings or to explore additional options, it is recommended to visit their official website for the most current information and resources.