What are the eligibility requirements for CareCredit?

The eligibility requirements for CareCredit can vary based on individual circumstances, but generally, applicants must be at least eighteen years old and must be a legal resident of the United States. A valid Social Security number is typically required, along with proof of income, which may include pay stubs, bank statements, or other documentation to demonstrate financial stability. CareCredit often evaluates the applicant's credit history and credit score as part of the approval process. While specific criteria may depend on the lender's policies, having a good credit score may improve the chances of approval. Individuals with a limited credit history or those with lower credit scores may still be considered, depending on their overall financial picture and the accompanying documentation. It is important for prospective applicants to understand that CareCredit is primarily intended for medical expenses, including dental, vision, veterinary, and other types of health-related needs, so the services you plan to finance may also play a role in eligibility. For further details on the application process and additional requirements, individuals may wish to visit the current CareCredit website, where they can find up-to-date information and resources to facilitate their understanding of the program.