What financing options are available for purchasing a Ford vehicle?

Asked 2 years ago
Ford offers a variety of financing options to cater to the diverse needs of its customers when purchasing a new or certified pre-owned vehicle. One popular option is Ford Credit, which provides various financing solutions through dealerships. Customers can choose between traditional financing, where they obtain a loan to purchase the vehicle, or leasing, which allows them to drive a new vehicle for a specified period while making monthly payments without owning the car outright. For traditional financing, customers typically have the option of selecting the loan term that best fits their budget, usually ranging from three to seven years. This flexibility allows customers to manage their monthly payments effectively. Ford Credit also frequently provides special promotional rates, including low or zero percent annual percentage rates, which can be beneficial for those who qualify. Leasing offers a different approach, allowing customers to pay for only the depreciation of the vehicle during the lease term, which can result in lower monthly payments compared to buying. Additionally, leasing often includes warranty coverage for the duration of the lease, and customers can easily upgrade to a new model once the lease term concludes. In addition to economic financing options through Ford, customers can enhance their financing experience by working with their dealers to explore potential trade-in values for their current vehicles. Many dealerships have comprehensive programs in place that can assist in evaluating the trade-in value and applying that towards the financing of a new purchase. For specific financing options and promotions that may be available, it is beneficial to explore the current Ford website. It is there that one can find detailed information tailored to the local market and the specific Ford vehicle being considered.
Jeff Whelpley is the editor / author responsible for this content.
Answered Jul 8, 2025

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