What should I do if I suspect unauthorized activity on my Flagstar Bank account?

If a customer suspects unauthorized activity on their Flagstar Bank account, it is important to act promptly to protect their financial information. First, the individual should review recent transactions in detail to confirm any suspicious activity. This may involve checking account statements, online banking, or transaction history for any entries that seem unfamiliar or unauthorized. If unauthorized transactions are identified, the customer should secure their account by changing their online banking password immediately. This action helps prevent further unauthorized access. Additionally, it would be prudent to enable any two-factor authentication options that might be available. Once steps have been taken to secure the account, it is advisable for the customer to notify Flagstar Bank of the suspected unauthorized activity. Documentation of the unauthorized transactions will be helpful in these communications. Customers often find valuable contact information and resources on the current Flagstar Bank web page, which can guide them on how to formally report such issues. Lastly, monitoring the account in the future for any continued suspicious activity is also advisable, ensuring that any new developments are addressed as quickly as possible. Safeguarding personal data and online credentials is essential to maintaining account security.