How long does it typically take to get approved for a First Horizon Home Loan?

The time it takes to get approved for a First Horizon Home Loan can vary based on several factors, including the complexity of the application, the completeness of submitted documents, and the current workload of the underwriting team. Generally, customers might expect the initial pre-approval process to take anywhere from a few hours to a couple of days. Once the application is submitted, the underwriting process can typically take between seven to ten business days. However, this timeline may be affected by the need for additional documentation or clarification. Early engagement in the process, such as having all necessary paperwork ready and responding promptly to requests from the loan officer, can help speed up the approval timeline. For the most accurate and personalized information, it is advisable to refer to the current web page or contact a representative who can provide assistance based on individual circumstances. Understanding the overall mortgage process will better prepare potential borrowers for what to expect.