Are there any fees associated with checking accounts?

First Californian Bank typically assesses various fees associated with checking accounts, which may include monthly maintenance fees, overdraft fees, and fees for insufficient funds, depending on the specific type of checking account held. Monthly maintenance fees can sometimes be waived if certain conditions are met, such as maintaining a minimum balance or setting up direct deposits. Overdraft fees may apply when the account holder spends more than the available balance, while insufficient funds fees occur when withdrawals exceed the account balance without prior arrangements like overdraft protection. Additionally, First Californian Bank may charge fees for services such as ordering checks, wire transfers, or ATM usage outside of their network. It is advisable for customers to review the terms and conditions outlined for their specific checking account to understand any potential fees in detail. The most current information about fees can usually be found on the official website of First Californian Bank, which may provide more clarity and specifics regarding account options and associated costs.