What happens to my FEHBP coverage upon retirement?

When a federal employee retires, their Federal Employees Health Benefits Program (FEHBP) coverage can continue, provided they meet certain criteria. To maintain coverage into retirement, an employee must have been enrolled in an FEHBP plan for at least five years prior to retirement or since their first opportunity to enroll. This eligibility is essential for retaining benefits through the program during retirement. Upon retirement, the type of health plan coverage remains the same, whether it is a self-only or family plan. Retirees may also have to pay premiums for their chosen plan, and the government generally contributes a portion of these premiums, similar to active employees. It is important to note that the costs may vary depending on the specific plan and retirement status. Moreover, retirees remain eligible for certain health services and coverage under the plan they had while working. In addition, they should be aware that they may have options for different plans if their needs change during retirement. For additional details regarding specific plans, coverage options, and premium information, it might be useful to check the official coverage documents or visit the current website associated with the FEHBP for the most accurate and up-to-date information.